AJM Consultants

• Services

Our services include:

Quick Books Updating
Disability Insurance
Real Estate Lawyers
Commercial Lending
Hard Money Lending
Loan Modifications
Real Estate Brokers
Mortgage Services
PayChex Services
Mortgage Protection Insurance
Assist in creation of foundations
Establishing Financial Plans
Credit Counseling / Restoration
Review Clients Risk Management Needs
Assist CPA in congregating tax information
Website Development
Marketing Assistance for Businesses

Services Provided for Businesses:

Quick Books Updating- A small business accounting system and bookkeeping software made by Quicken. It works like Intuit's popular Quicken program but is designed to track a whole business. It is primarily used for services such as billing, records, payroll, invoice creation, inventory tracking and credit and debit card processing.

Commercial Lending- The process of loaning money to established entities, such as a business, partnership, or limited liability corporation. In some cases, commercial lending will take the form of a revolving line of credit that the business can utilize to handle operational costs and other types of working capital needs. At other times, commercial lending will involve the extension of bank loans with a fixed or variable rate of interest and a set of terms, including duration.

Hard Money Lending- Hard money (private money) lenders are commercial real estate lending companies offering a specialized type of real-estate backed loan. Hard money lenders provide short-term loans (also called a bridge loan) that provide funding based on the value of real estate that has been collateralized for the loan. Hard money lenders typically have higher interest rates than banks (between 11 and 16%) (65% LTV) because they fund deals that do not conform to bank standards.

Paychex Services- Paychex offers an ever-growing variety of payroll and human resource products and services that help clients do what they do best — run their business. From calculating payroll and filing tax payments to administering retirement plans and workers' compensation. Paychex gives its clients relief from administrative hassles so they can focus on their bottom line.

Assist in creation of foundations- AJM works alongside business owner/owners to help establish a break-through ground for your business.

Review Clients Risk Management Needs- Involves assessing and quantifying business risks, then taking measures to control or reduce them. Risk management often is part of the compliance function, but also may be part of specific business units, such as securities trading desks or loan origination departments.

Assist CPA in congregating tax information- AJM will assist in providing tax consulting and business consulting services to entities including individuals, businesses.

Website Development- Our company specializes in helping small and mid-sized businesses develop an effective online business strategy to increase revenues, decrease expenses, and improve customer relationships

Marketing Assistance for Businesses- AJM will assess your business to determine necessary actions to achieve one or more marketing objectives. This will help with drafting the most effective plan to your appropriate business and/or services.

Services Provided for Individuals:

Mortgage Services- AJM provides ALL respective services associated with mortgages.

Hard Money Lending- Hard money (private money) lenders are commercial real estate lending companies offering a specialized type of real-estate backed loan. Hard money lenders provide short-term loans (also called a bridge loan) that provide funding based on the value of real estate that has been collateralized for the loan. Hard money lenders typically have higher interest rates than banks (between 11 and 16%) (65% LTV) because they fund deals that do not conform to bank standards.

Loan Modifications- When borrowers get in trouble, they can't make loan payments. The bank is left with a few options that are ugly for everybody. Often, the best option is loan modification. Loan modifications allow the bank to make loan payments more affordable for borrowers. They may change interest rates, loan terms, loan balances, or other parts of the loan agreement.

Disability Insurance- Protects your paycheck if you’re unable to work because of a medical condition, whether it’s an injury or pregnancy or a mental illness.

Mortgage Protection Insurance- Protects your mortgage if you’re unable to work because of a medical condition, whether it’s an injury or pregnancy or a mental illness

Real Estate Lawyers- AJM will provide a lawyer that specializes in real estate matters. By using the services of such a lawyer you will find that you are gaining the legal opinion of an expert.

Real Estate Brokers- a party who acts as an intermediary between sellers and buyers of real estate (or real property as it is known elsewhere) and attempts to find sellers who wish to sell and buyers who wish to buy

Establishment of Financial Plans- the long-term process of wisely managing your finances so you can achieve your goals and dreams, while at the same time negotiating the financial barriers that inevitably arise in every stage of life.

Credit Counseling / Restoration- a process offering education to consumers about how to avoid incurring debts that cannot be repaid. This process is actually more debt counseling than a function of credit education. There are Federal and State laws in place to protect the consumer from inaccurate and unverifiable credit reporting. We assist you in enforcing these laws by implementing our strategy.

Call or Email us today to take advantages of our great services.
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"Helping clients appropriately define their vision by structuring an approach in a manner that will allow clients to reach their goals."
                --- AJM Consultants